I’m a payments and fintech engineering executive with 20+ years of experience building and scaling B2B and consumer payment, credit, wallet and cross-border platforms at BILL, PayPal and Veem. I led distributed engineering organizations of 50+ and platforms supporting approximately $300B in annual TPV and more than $1B in daily payment volume. Recently, I led modernization of batch-oriented payment infrastructure into real-time, ledger-backed money-movement platforms with reconciliation, risk orchestration and 24/7 reliability. I combine technical strategy, product leadership and P&L accountability, and have grown payment and financial product revenue from approximately $10M to more than $200M.
Building PowrPlay (powrplay.ai) and Clario (stealth, building CashBridge) end-to-end with AI coding agents, and defining the governance that turns agent throughput into software releases that teams can trust — shifting the decisive skill toward delivery judgment, not just code generation, so quality stays high as throughput rises.
Led engineering for global payments & money movement platforms, launching revenue-accelerating financial products while expanding BILL's footprint beyond the U.S. Built and scaled flagship products (BILL Cash Account, Instant Transfer, Invoice Financing, Cross-Border Payments, and Multi-Currency Wallets), enabling payments growth and international expansion.
Entrepreneurial leader responsible for bootstrapping Veem's core product and technology platforms, building the engineering organization from scratch, and launching a global payments business leveraging cloud-native modern technologies and best practices.
Led engineering at a mobile payments startup building secure, QR code–based checkout for eCommerce and mobile commerce.
Senior technical leader driving enterprise-scale platform modernization, strategic payment initiatives, and acquisition integration across PayPal's global ecosystem. Influenced the transition of PayPal's core platform, shaping technical direction across a 2,000+ engineer organization, ensuring regulatory compliance and financial risk & controls alignment.
Bachelor of Engineering in Electrical Engineering (Honors)
Jadavpur University, India