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Ashis Poddar

VP of Engineering | Fintech & Payments Platforms
Strategic Leadership | Execution Excellence | Outcome Driven | Innovation & Transformation | Revenue-Critical Systems

I’m a payments and fintech engineering executive with 20+ years of experience building and scaling B2B and consumer payment, credit, wallet and cross-border platforms at BILL, PayPal and Veem. I led distributed engineering organizations of 50+ and platforms supporting approximately $300B in annual TPV and more than $1B in daily payment volume. Recently, I led modernization of batch-oriented payment infrastructure into real-time, ledger-backed money-movement platforms with reconciliation, risk orchestration and 24/7 reliability. I combine technical strategy, product leadership and P&L accountability, and have grown payment and financial product revenue from approximately $10M to more than $200M.

Key Differentiators

P&L-Aligned, OKR Driven Engineering Leadership – Operate mission-critical payment systems supporting $200M+ annual revenue and $1B+/day in volume, ensuring reliability, compliance, and sustainability.
Product & Platform Strategy – Lead in scaling financial products from concept through global deployment, aligning engineering strategy with revenue growth, market expansion, and long-term platform evolution.
AI/ML, LLM Enablement & Applied Automation – Drive engineering and product efficiency by leveraging AI/ML, LLM/GenAI, and MLOps / LLMOps, while embedding quality, reliability and predictability into engineering processes and culture.

Areas of Expertise

P&L-Aligned, OKR Driven Engineering Leadership
Global Payments & Money Movement Platforms
Credit Platforms, Underwriting & Pricing Strategy
Enterprise Architecture & Modernization
Cloud-native Distributed Systems
Platform Scale & Resilience
Observability & Operational Excellence
Risk, Controls & Compliance (PCI-DSS, SOC2, GDPR, AML)
Org Scaling & Leadership Development
AI/ML & LLM Enablement

Professional Experience

Independent (PowrPlay AI LLC)
Founder & Principal, Agentic Engineering and Fintech Products
April 2026 – current

Building PowrPlay (powrplay.ai) and Clario (stealth, building CashBridge) end-to-end with AI coding agents, and defining the governance that turns agent throughput into software releases that teams can trust — shifting the decisive skill toward delivery judgment, not just code generation, so quality stays high as throughput rises.

  • Established an operating model for agent-driven delivery: autonomy limits, stop conditions, deploy rights, and evidence standards at each gate.
  • Built coordinated multi-agent workflows in Claude Code, where separate agents implement, verify, remediate, and report.
  • Incorporated AI into product use cases: invoice extraction, payment recommendations, savings opportunities, cashflow insight, and short-term financing.
Career Break
Planned time away following six years scaling BILL’s emerging payments business.
January 2026 – March 2026
BILL (Bill.com)
VP of Engineering (Head of Emerging Payments)
January 2020 – December 2025

Led engineering for global payments & money movement platforms, launching revenue-accelerating financial products while expanding BILL's footprint beyond the U.S. Built and scaled flagship products (BILL Cash Account, Instant Transfer, Invoice Financing, Cross-Border Payments, and Multi-Currency Wallets), enabling payments growth and international expansion.

  • Scaled annual revenue from $10M to $200M+ (15% of the company's total) by launching multiple financial products, advancing credit underwriting and pricing strategy, and engineering organization from 5 to 50+ engineers. Enabled rapid innovation while maintaining public-company compliance and platform stability.
  • Partnered with product and business leadership to accelerate time-to-market across new cross-border payments, international use cases, and financial products engineering, while preserving architectural integrity.
  • Led architectural modernization initiatives across payments platforms and core payment flows, improving performance, observability, operational resilience (MTTD < 1hr, MTTR < 4hrs), and developer velocity (multiple releases/day).
  • Established engineering operating models (OKR) and quality standards that enabled teams to scale while meeting stringent reliability, payment SLA, security, and regulatory requirements across global payments and multi-geo deployments.
  • Reduced payment incidents, operational losses, and engineer burnout by restructuring hiring toward payments-domain expertise and implementing data-driven performance measurement across money movement platforms, systems, and business KPIs—improving reliability, customer satisfaction, and team productivity.
📊 View Full BILL Work Profile →
Veem
Senior Director of Product & Engineering
December 2015 – December 2019

Entrepreneurial leader responsible for bootstrapping Veem's core product and technology platforms, building the engineering organization from scratch, and launching a global payments business leveraging cloud-native modern technologies and best practices.

  • Drove company valuation beyond $500M with 1M+ customers and $10B+ in yearly cross-border payment volume by building the flagship payments platform using microservices and event-driven systems, launching the initial engineering teams in series A to series C, and scaling product, operations, and reconciliation systems.
  • Built the company's foundational cloud native (AWS) global payments platform from the ground up, owning product strategy, enterprise architecture, and execution in a resource-constrained startup environment.
  • Delivered a multi-rail payments architecture, combining traditional banking rails with crypto-based payment flows to enable faster, lower-cost cross-border transactions, integrating local rails/processors.
  • Established and scaled a high-performing engineering organization, hiring, coaching, and developing engineers and leaders with strong ownership and delivery discipline while embedding observability to improve operational insight, incident response, and platform stability across product, operations, finance, risk, and compliance.
  • Improved Series C valuation while lowering operating costs by advancing platform modernization, strengthening system resiliency, and establishing a Canada-based engineering team tightly integrated with finance and operations—accelerating backend issue resolution and reducing the cost structure of core payment systems.
📄 View Full Veem Work Profile →
Minkasu
Director of Engineering
2014 – 2015

Led engineering at a mobile payments startup building secure, QR code–based checkout for eCommerce and mobile commerce.

  • Owned engineering for the QR-based payment product across both eCommerce and in-app checkout flows.
PayPal
Lead Architect
April 2005 – December 2013

Senior technical leader driving enterprise-scale platform modernization, strategic payment initiatives, and acquisition integration across PayPal's global ecosystem. Influenced the transition of PayPal's core platform, shaping technical direction across a 2,000+ engineer organization, ensuring regulatory compliance and financial risk & controls alignment.

  • Defined architectural blueprints and migration strategies to modernize a 24M+ line codebase, improving scalability, resiliency, and developer velocity through world-class engineering best practices.
  • Led mobile and in-store commerce initiatives, including PayPal Local, enabling location-based discovery and seamless checkout experiences, while driving engineering organization scaling and leadership development.
  • Built a global credit platform supporting multiple products across the U.S., UK, and EU, operating across diverse vendors and regulatory environments, and acquired BML with integration in PayPal checkout and ecosystems, which drives significant revenue for PayPal.
  • Generated 8–10% of PayPal's total revenue with high-margin financial products by architecting and scaling the global credit platform and launching working-capital offerings across countries, and grew a distributed engineering team to 50+ engineers across 3 geo-locations (India/AZ/CA), supporting international expansion.
📄 View Full PayPal Work Profile →

Education & Certifications

Education

Bachelor of Engineering in Electrical Engineering (Honors)
Jadavpur University, India